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Knowledge HubFind articles, learning and expert opinions from Sanlam

Featured

12 Jun 2025

A Father’s Day ‘fintervention’ - What financial DNA did Dad give you?

Cape Town, June 2025: It’s Father’s Day – that time of year when we celebrate our father figures: the dad jokes, the dodgy dance moves, the questionable music taste. And depending on your age, you might even be catching yourself doing the same cringey things your Old Man did. But there’s something else we are likely to have inherited – our dad’s financial DNA.

12 Jun 2025

Sanlam Supports South Africa's G20 Presidency

The Sanlam Group – together with its subsidiaries - SanlamAllianz and Santam – today announced its sponsorship of the Group of Twenty (G20) summit, set to take place in Johannesburg in November this year.

Kanyisa Mkhize published 17 Jun 2025

It's time to accelerate a better working South Africa - with confidence

As Sanlam Corporate gear’s up to release their 44th Sanlam Benchmark research, we are once again faced with the reality that, when it comes to retirement, expectation often does not meet reality.

Articles

13 Aug 2025

The skills dividend: Africa’s youth is the world’s most valuable asset

By 2035, more young Africans will join the workforce annually than the rest of the world combined. Being home to the world’s youngest population is an opportunity – a vast pool of energy, creativity and ambition – making Africa’s youth the world’s most valuable asset.

04 Aug 2025

Build Generational Wealth: Leave a Legacy That Lasts

Leaving a Legacy Is About More Than Money Generational wealth is about more than financial assets, it’s about the values, knowledge and skills we pass down to secure a stronger future for our families.

04 Aug 2025

Protected Inheritances: How to Keep Assets in the Family

Protected Inheritances – Keeping It in the Family Your assets should go to the people you intend. Discover how a clear, updated will can protect inheritances and keep family assets secure for future generations.

04 Aug 2025

Does Your Family Structure Change How You Draft Your Will?

Does Your Family Structure Change How You Draft Your Will? Your family structure influences how your will is drafted. Ensure your wishes are clear and your loved ones are cared for.

01 Aug 2025

Fiduciary Estate Planning | Secure Your Legacy with Sanlam

Making the right estate planning choices today ensures your legacy is protected tomorrow. Learn how a fiduciary-first approach keeps your loved ones’ best interests at the heart of every decision.

15 Jul 2025

Africa’s Untapped Blue Economy Could Unlock Millions of Jobs For SA’s Youth

Africa faces soaring youth unemployment and the green economy offers hope through climate-aligned job creation. Yet, one area remains largely overlooked - Africa’s vast blue economy.

30 Jun 2025

Do interest rates really matter when settling debt?

As the interest rate fluctuates, you may have wondered what impact this has on your outstanding debt. How much more or how much less will you pay as a result?

25 Jun 2025

South Africa Hosts the G20 in 2025

South Africa is taking centre stage in global affairs in 2025 as we host the G20 Summit in November. But what exactly is the G20 - and why should it matter to you?

03 Jun 2025

Sanlam Pays Out R6.62 Billion in Claims in 2024

Cape Town, 27 May 2025 – Sanlam Risk and Savings paid out R6.62 billion in individual insurance claims in 2024 (up 9.24% from 2023), with a sharp increase in cancer claims, and cardiovascular claims showing an uptick compared to last year.

06 Jun 2025

Lizeka Mda Joins Independent Judging Panel

Ms Lizeka Mda has joined the independent judging panel of the Sanlam Group Awards for Excellence in Financial Journalism.

02 Jun 2025

SANParks and Sanlam Expand Zero-Interest SMME Loans to Table Mountain National Park

Small business suppliers near Table Mountain National Park are set to benefit from interest-free loans, thanks to the expansion of the Sanlam Group and SANParks SMME Support Programme. Aimed at promoting economic inclusivity, the initiative now extends to suppliers within a 50km radius of the park, following its success in Kruger, Garden Route, and Addo Elephant National Parks.

21 May 2025

Sanlam Salutes the Cavaliers’ Return to the Currie Cup Premier Division

Sanlam congratulates the Sanlam Boland Cavaliers on their triumphant return to the Currie Cup Premier Division, marking their first appearance since 2016. As the team's title sponsor, Sanlam celebrates the Cavaliers' grit and determination, which have inspired pride, unity, and hope across the Boland region.

15 May 2025

Sanlam Reports Strong Q1 2025 Performance

Sanlam today announced a strong start in its operational update for the three-months ending 31 March 2025, in a period marked by escalating geopolitical tensions and shifting economic policies.

16 Apr 2025

Have a Little R.E.S.P.E.C.T for My Wishes

Drafting a will ensures your final wishes are respected, and could save your loved ones from long and potentially expensive legal disputes.

16 Apr 2025

Estate Planning for Disabled Loved Ones

An estimated 70% of South Africans do not have wills. This is especially concerning for parents of children with disabilities.

15 Apr 2025

Your Will vs Your Family Structure

South Africa is a diverse country that is home to families of all shapes, sizes and descriptions – nuclear, blended, extended, and more.

15 Jan 2025

80 Is SA’s Real Retirement Age

Most of us think we’ll retire at 65. However, the reality is quite different. According to Sanlam Corporate’s internal member data, South Africa’s true retirement age – the age at which most citizens can afford to retire comfortably – is closer to 80.

29 Nov 2024

Breakthrough HIV Vaccine Innovation – A Game-Changer for South Africa

South Africa is on the brink of transformative progress in managing HIV, thanks to groundbreaking advancements in vaccinations and emerging treatment public health outcomes and insurers’ support for people living with HIV.

29 Nov 2024

Burnout and Black Friday – How to Spend Smart this Festive Season

As year-end approaches, burnout starts to creep in for many South Africans, often coinciding with the allure of Black Friday and the festive season sales.

29 Nov 2024

Don’t Let Black Friday Take You into the Red

This Black Friday, resist the urge to "spave" – spending to save on deals you might not need.

26 Nov 2024

A Single Mom’s Guide to Guardianship

As a single mom, planning for your child’s future is essential, especially if you're not on good terms with the other parent.

21 Nov 2024

New SMME Fellows Bring Hope For SA

Sanlam and the University of the Western Cape (UWC) celebrated the first graduating class of the Fellows Leadership and Mentoring Programme, designed to equip small businesses with the skills and support necessary for sustainable growth.

14 Nov 2024

Sanlam Reports Robust Operational Update

Sanlam today announced its operational update for the nine-month period ending 30 September 2024, maintaining the positive performance seen in the first half of the year, with continued double-digit growth on most key earnings and new business metrics.

24 Feb 2024

Key takeaways from the 2024 National Budget

Tax revenue performed better than expected in 2021/22 and 2022/23, largely as a result of higher commodity prices. Over the past year, however, many of the risks identified in the 2023 Budget Review have materialised.

21 Feb 2024

Budget Speech 2024 – Take a Look in the Mirror and Budget Speech Yourself

Minister Godongwana continues to walk a tricky tightrope, determinedly working to decrease government borrowing, while aiming to bridge the gap between revenue and expenses. For many South Africans, this narrative is all too familiar.

21 Feb 2024

Budget 2024: Budget Execution Risk Is High as the Treasury Hits Taxpayers

Budget 2024 reflects a familiar outcome. The government’s debt ratio continues to drift higher over the next two years amid a tepid economic growth rate and growing demands for additional expenditure. These pressures have resulted in significant revenue-raising measures aimed mainly at personal income taxpayers over the next three years.

16 Jan 2025

Sanlam Recognised as a Top Employer for the Tenth Year Running

Sanlam has been ranked the 10th Top Employer in South Africa for 2025, based on the Top Employers Institute's global ranking methodology.

13 Mar 2025

Budget Speech Highlights

The issues that the Budget addressed were economic growth, the Public Wage Bill, growing deficits and finding revenue to fund the economy.

13 Mar 2025

The 2025 National Budget

The 2025 National Budget brought news of a lower VAT increase than initially proposed – but included a commitment to spending restrictions.

13 Mar 2025

Key Takeaways from the 2025 National Budget

Our Finance Minister delivered a revised budget on Wednesday, with a smaller proposed increase in VAT than what was planned in February.

18 Jun 2025

Why the Budget Speech Matters to You

Roxanne Tobias shares her Budget Speech insights and how it will influence your budget.

16 Jan 2025

Sanlam Recognised as a Top Employer for the Tenth Year Running

Sanlam has been ranked the 10th Top Employer in South Africa for 2025, based on the Top Employers Institute's global ranking methodology.

26 Jun 2025

It’s Only Dangerous When We Panic

It’s human to feel unprepared when something hard hits. And when we feel unprepared, we panic. But panic doesn’t fix anything… it only makes it worse. Panic drives us to cash out investments, cancel vital cover, or make hasty choices that compound the damage.

26 Jun 2025

Preparing for Rain

Did you ever go exploring at the back of your Gogo’s kitchen cupboard, and find a rusty old tin with folds of cash stashed away? Generations ago, people saved money in old coffee tins and tea boxes. These ‘rainy day funds’ weren’t flashy, but they worked. They covered the car repairs, the broken toilet and the emergency doctor’s visits.

26 Jun 2025

Crisis is Inevitable

Several years ago, our world was rocked by a crisis that none of us could have imagined. Some of us are still recovering from the losses experienced; we hope that you’re one of the few who are hopefully growing from the lessons learnt.

13 Aug 2025

Questions every woman should ask herself

South african women are critically undercovered, despite growing role as breadwinners

Learning

11 Feb 2025

Legacies of Love

In South Africa, about 20 million people, or half the working population, have active debt. Many may not realise that this debt will not disappear when they pass on but will be transferred to their next of kin.

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