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Credit
Manage, build, and optimise your credit profile to achieve financial success with confidence.
- Why choose us
- Sanlam Credit dashboard
- Our solution
- Rewards
- Get in touch
What credit with Sanlam offers you
- Offers
Expert guidance and support
With years of experience, our team of financial experts have crafted innovative credit solutions tailored to your unique needs.
Comprehensive product choices
We offer a variety of credit products, including personal loans and lines of credit, so you can get the best options to meet your financial goals.
Exceptional customer support:
Our commitment to customer satisfaction means you’ll get dedicated support, quick help and a smooth experience at every step of your credit journey.
Sanlam Credit dashboard
Know your number and find the right solutions
Whether you need a home loan or short term finance, knowing your credit score is always a smart move.
The Sanlam Credit Dashboard gives you access to your free credit score, updated monthly. Plus our credit experts will find a solution that works for your specific needs.
our solution
Get peace of mind with Sanlam and our partners' credit solutions
Begin your journey to secure your future and achieve your financial aspirations by exploring Sanlam's credit solutions.
- solutions
Credit Score
Knowing your credit status is good but understanding your credit score is better.
Personal loan
Get up to R350,000 with a Sanlam personal loan with flexible repayment terms from 12 to 84 months. Earn up to R35,000 of your loan amount in Wealth Bonus rewards.
Short term personal loan
Get a Capfin loan from R1,000 up to R50,000 with 6 or 12 month repayment term.
Home loan
We've partnered with ooba to help you secure the best interest rate for your home loan.
Online Shopping Credit
Get up to R50,000 digital credit to shop at 55,000+ online and selected in-store retailers.
Same day express loan
Finance27 offers instant, straightforward, and flexible short-term loans, starting from a minimum of R1,000 up to R8,000.
Articles
Learn more about credit solutions
Good debt vs bad debt
Most South Africans are heavily over-indebted. But, there is good debt and bad debt, and it is critical to understand the difference.
Improve your credit score
To keep your credit score in the green, there are some steps you can take to positively manage your debt – Ndimande expands on these steps.
Do interest rates really matter when settling debt?
As the interest rate fluctuates, you may have wondered what impact this has on your outstanding debt. How much more or how much less will you pay as a result?